Nigerian fintech company OnePipe has introduced a new automated payment scheduling feature through its PaywithAccount platform to help users better manage recurring bills. The launch addresses the growing financial burden faced by Nigerians who struggle with missed payments and service disruptions. By automating essential transactions, the company aims to reduce payment stress and strengthen financial consistency across households and businesses.
Tackling Late Payments and Financial Anxiety
A recent EFInA survey revealed that nearly half of Nigerian adults have missed at least one critical utility or service payment in the past year. This widespread issue often leads to penalties, service interruptions, and added anxiety, especially for those juggling multiple financial obligations manually. OnePipe’s new PaywithAccount feature directly tackles this problem by allowing users to schedule and automate recurring payments such as electricity, airtime, and mobile data from their existing bank accounts through paywithaccount.com.
Designed for Everyday Nigerian Consumers
According to Akin Olunloye, Product Manager at PaywithAccount, the launch responds to the growing need for automation among Nigerian consumers. “Managing monthly payments has become a significant source of stress for many Nigerians. This scheduling feature within PaywithAccount is a direct response to the need for automation. Our goal is to help consumers streamline their payments reliably and consistently,” he said. The platform integrates automation and security to make financial management simpler, supporting payments to Eko, Ikeja, Abuja, and Ibadan electricity companies and mobile operators such as MTN, Airtel, Glo, and 9Mobile.
Strong User Adoption and Early Positive Feedback
Early users of the feature have praised its impact on convenience and reliability. Chinyere, a Lagos-based lawyer, said the automation has completely eliminated the stress of missing electricity payments, with instant WhatsApp notifications providing added assurance. Similarly, Sodiq, a digital marketer, explained that automating his monthly transactions for both personal and business use ensures uninterrupted service even when he is busy or traveling, making financial management far smoother.
Toward Broader Financial Inclusion
As Nigeria continues to embrace digital finance, tools like PaywithAccount play a critical role in expanding financial inclusion and promoting payment discipline. Many Nigerians still rely on manual or cash-based methods, which often result in delays or errors. By enabling automatic transactions, OnePipe helps bridge the gap between convenience and accountability, allowing users to take control of their finances while contributing to the country’s evolving digital ecosystem.
OnePipe’s rollout of automated payment scheduling through PaywithAccount is more than just a product upgrade—it represents a tangible step toward simplifying financial life for Nigerians. By merging automation with everyday financial needs, the platform offers consumers a reliable way to handle recurring payments without stress. As the service expands to include new categories like insurance premiums and cooperative dues, OnePipe is positioning itself as a key driver of Nigeria’s digital finance transformation.