Nigeria’s fintech scene has welcomed a new entrant as BMONI, an AI-powered and blockchain-enabled digital finance platform, officially launches in Lagos. Developed to enhance savings culture and wealth creation across Africa, BMONI targets young professionals and small business owners seeking smarter, borderless financial tools. The launch marked a significant step toward merging technology, security, and lifestyle in Africa’s evolving financial ecosystem.
Redefining Finance Through AI and Blockchain
At its core, BMONI combines artificial intelligence and blockchain technology to simplify how Africans save, spend, and build wealth. The platform allows users to open multi-currency accounts, including USD and local options, with the ability to save in stable assets and use both virtual and physical Mastercards accepted globally. Its integration of stablecoins ensures cross-border convenience while maintaining stability against currency fluctuations.
Security and Innovation at the Center
Security sits at the foundation of BMONI’s model, supported by 22 patented biometric technologies and state-of-the-art encryption systems. Through advanced authentication and partnerships with licensed financial institutions, the company guarantees a secure, compliant environment for every transaction. This dual focus on protection and user experience positions BMONI as a trusted financial bridge between traditional banking and digital finance.
Founding Vision and Leadership
The platform is the latest venture by Jørn Lyseggen, founder of Meltwater and MEST Africa, both recognized for nurturing Africa’s entrepreneurial and technological growth. With nearly two decades of experience building startups across the continent, Lyseggen envisions BMONI as a tool to empower Nigeria’s tech-savvy population. “We are launching BMONI here because the users are sophisticated and forward-thinking,” he said. “Our mission is to equip Africa’s movers and shakers with world-class financial tools to participate in the global economy.”
Local Insight, Global Scale
BMONI’s leadership team blends Silicon Valley scale with deep African insight. Alongside Lyseggen, Head of Product Ashwin Ravichandran emphasized that the platform is built for a generation eager for ownership and opportunity. “In a country where fintech transactions exceed ₦9 trillion monthly, BMONI helps users save smarter, transact globally, and earn more on their assets,” Ravichandran noted. With teams spanning Nigeria, Ghana, Norway, the U.S., and the U.K., BMONI brings a truly global perspective to African financial innovation.
A Launch That Blends Finance and Culture
BMONI’s introduction was anything but conventional. The company celebrated with an exclusive Lagos launch party that blended technology, entertainment, and community engagement. Attendees praised the brand’s refreshing and social approach to fintech, describing the event as both dynamic and interactive. From tech enthusiasts to content creators, many lauded BMONI’s ability to make finance feel exciting, accessible, and culturally relevant.
Building Community and Inclusion
Beyond its app, BMONI positions itself as a lifestyle brand promoting financial inclusion through community-driven experiences. The platform’s design encourages interaction, learning, and shared growth, emphasizing that managing money should be both simple and enjoyable. By merging money, music, and meaning, BMONI is shaping a new narrative for African fintech—one centered on empowerment and belonging rather than pure utility.
BMONI’s Nigerian debut signals a pivotal moment in Africa’s digital finance landscape. By fusing AI, blockchain, and biometrics into a single secure ecosystem, the platform aims to redefine how Africans engage with money in a globalized world. With its user-focused design, visionary leadership, and commitment to inclusion, BMONI stands poised to influence how an entire generation saves, spends, and grows wealth across the continent.