MNT-Halan, Egypt’s leading fintech ecosystem, continues to cement its position as one of Africa’s most dynamic financial technology companies. Established in 2018, the company has rapidly evolved into a regional powerhouse serving millions of underbanked and unbanked users. Through its diverse suite of digital financial services, MNT-Halan is redefining financial inclusion and driving the shift from cash to digital transactions across the Middle East and Africa.
A Fintech Ecosystem Built on Inclusion
Since its founding, MNT-Halan’s mission has been clear: to “digitally bank the unbanked.” The company offers an integrated ecosystem that combines lending, payments, and e-commerce into one seamless platform. With over 10,000 employees, it has built one of the largest digital infrastructures in Egypt, supporting consumers, small businesses, and merchants with solutions designed to promote economic empowerment.
Comprehensive Offerings for Individuals and Businesses
MNT-Halan’s services cover nearly every aspect of financial life. Its offerings include microfinance, SME and consumer lending, nano loans, and BNPL options for individuals and small businesses. The company also operates digital wallets, virtual and physical Visa cards, and a growing e-commerce marketplace for home appliances and FMCG products, providing users with an accessible digital alternative to traditional financial systems.
Recent Funding and Financial Performance
In October 2025, MNT-Halan completed its seventh securitized bond issuance, raising EGP 3.4 billion, approximately USD 71.4 million, to fuel continued lending growth. This latest transaction follows a series of successful financing rounds that bring the company’s total funding to over USD 800 million. Supported by major investors such as Chimera Abu Dhabi, International Finance Corporation, Development Partners International, Lorax Capital Partners, Apis Partners, Lunate, and GB Corp, MNT-Halan has built one of the most well-capitalized fintech portfolios in Africa.
Regional Expansion and Market Penetration
The company’s regional ambitions are now becoming reality. MNT-Halan recently entered the UAE market, marking a significant milestone in its expansion beyond Egypt. This move aligns with its long-term strategy to provide borderless digital financial solutions and strengthen its presence in key emerging markets, including Türkiye and Pakistan.
Innovating with Digital Lending Solutions
MNT-Halan also introduced Egypt’s first fully digital secured lending product offered by a non-banking financial institution. This innovation reinforces its commitment to modernizing credit access for individuals and SMEs, combining proprietary technology with inclusive financing models. The platform’s proprietary banking core, “Neuron,” developed under the leadership of CTO Ahmed Mohsen, enables rapid product rollout and advanced AI-driven decision-making across lending and payments.
Leadership Behind the Growth
MNT-Halan’s success is anchored by visionary leadership. Founder and CEO Mounir Nakhla, a veteran in microfinance and development, has driven the company’s rise to become Africa’s first fintech unicorn in 2023, achieving a valuation exceeding USD 1 billion. Co-founder and CTO Ahmed Mohsen has been instrumental in building the company’s digital backbone.
From its beginnings as a local fintech startup to its current status as a regional financial innovator, MNT-Halan exemplifies the transformative potential of technology-driven inclusion. By combining lending, payments, and commerce in a unified ecosystem, it continues to bridge financial gaps for millions. As it expands its reach and introduces new digital solutions, MNT-Halan stands poised to shape the next decade of financial services innovation across Africa and the Middle East.