Chilean fintech Global66 is entering a new phase of regional expansion, with plans to evaluate an international banking license that would allow it to operate more broadly across multiple countries while strengthening its financial services offering. The company, which specializes in cross-border transfers and digital financial solutions, has identified Colombia as a strategic and high-potential market within its Latin American footprint. In a recent interview, CEO and co-founder Tomás Bercovich outlined the firm’s performance, evolving transaction dynamics, and its roadmap for the year ahead.
Colombia Drives Cross-Border Growth
Colombia has become one of Global66’s most dynamic markets, reflecting a significant rise in cross-border transaction flows. During 2025, the platform processed US$543 million in transactions linked to the country, representing a 214 percent increase compared to the previous year. This performance positions Colombia as a central pillar in the company’s regional strategy.
The growth in Colombia was driven not only by traditional remittances but also by an increase in professional cross-border payments. Family remittances surpassed US$100 million, while payments to freelancers and digital nomads earning in foreign currencies contributed substantially to overall transaction volumes. The route for sending and receiving funds to and from Colombia expanded sharply, signaling changing patterns in international financial activity.
According to Bercovich, currency exchange services have become one of the fastest-growing segments of the business. The increase in Colombians relocating to Spain has boosted remittance flows from that country, while the United States continues to account for roughly half of inbound remittances to Colombia. These shifts highlight the diversification of cross-border financial flows beyond traditional corridors.
A notable development during the year was the platform’s integration of stablecoins as a funding method. Global66 facilitated approximately US$1 million in transactions through stablecoins, enabling users to transfer and hold value backed by major currencies such as the U.S. dollar and the euro. This move reflects the company’s efforts to diversify funding channels and enhance flexibility for its customers.
Strategic Push Toward International Licensing
Looking ahead, Global66’s most significant strategic initiative involves evaluating the acquisition of an international banking license. The company has clarified that it is not pursuing local banking licenses in Colombia or Chile, but rather exploring a cross-border structure that would enable it to operate banking services seamlessly across several jurisdictions. Securing such a license would represent a qualitative leap, allowing the fintech to expand beyond transfers into a broader suite of regulated financial services.
The firm intends to combine regulatory expansion with technological advancement to strengthen its competitive position. An “AI-first” approach will guide the development of real-time customer solutions, predictive personalization, and tailored exchange rate offerings based on user behavior. The strategy also includes leveraging open finance frameworks and expanding instant stablecoin payment capabilities.
Global66 currently operates in 60 countries and employs 350 people, including 120 in Colombia. Management has emphasized that future growth will focus on consolidating existing teams while scaling transaction processing and revenue performance. The company expects to achieve this through operational efficiency and continued innovation rather than rapid workforce expansion.
Strengthening Regional Leadership
Colombia is projected to become the company’s leading market in the region, potentially surpassing Argentina and Chile in transaction volume. Bercovich noted that Colombia’s larger population and expanding digital economy provide a strong foundation for continued momentum. While Chile remains an important market, demographic and structural differences influence growth trajectories.
Beyond Colombia, Global66 plans to reinforce its presence in Mexico, Peru, Ecuador, and Costa Rica. Despite its solid financial performance, the company has indicated that an initial public offering is not currently a priority. Instead, the focus remains on organic growth and consolidating its leadership position in Latin America.
Global66’s expansion strategy reflects a broader ambition to deepen its regulatory standing and technological capabilities across the region. By evaluating an international banking license and advancing AI-driven services, the fintech is positioning itself to broaden its financial offering beyond cross-border transfers. As Colombia continues to anchor its growth, the company appears poised to strengthen its role in shaping the future of digital finance in Latin America.