London-based digital safety startup FALKIN has raised $2 million in pre-seed funding to help banks stop scams before money moves. The company builds AI systems that spot manipulation and deception inside messages, listings, payment requests, and investment pitches. Its premise is simple, intervene at the moment of persuasion so customers never reach the point of irreversible transfer.
Funding Round Details
TriplePoint Ventures led the round, joined by Notion Capital, BackFuture Ventures, Aviva/Founders Factory, Haatch, Found Capital, and Founders Capital. Strategic angels from fintech and cybersecurity also participated, including Pierre Decote, Group Chief Risk Officer at Revolut, and Ben Enckevort, CTO and co-founder at Metomic. The capital will be used to expand hiring, accelerate product development, and deepen integrations with financial institutions.
The Problem Landscape
Scams are rising sharply in the AI era, with consumers facing voice cloning, deepfakes, and sophisticated copy that blur the line between real and fake. Traditional controls typically engage when money moves, leaving the upstream manipulation that triggers scams largely unaddressed and unmeasured. Once legal costs, remediation, fines, and staff time are considered, the total incident cost can exceed four times the sum stolen.
Product and Technology
FALKIN provides an embedded, AI-driven protection layer that evaluates behavioral and digital risk signals across communication channels. By analyzing the context of a conversation or request, the platform flags deceptive patterns early and guides users away from risky actions. The tools integrate directly into mobile-banking apps and customer-service portals so protection occurs before funds leave an account.
Adoption and Early Results
The company’s technology has been tested with bank innovation teams and tens of thousands of consumers across the US and UK. User feedback indicates 78 percent felt more confident engaging online after using FALKIN’s tools, and more than half valued prevention over reimbursement. These results suggest that engaging customers before they pay can materially reduce risk and strengthen trust with their bank.
Investor and Founder Perspectives
“AI has blurred the line between what’s real and what’s fake, and traditional systems aren’t built for that reality,” said Sam Stone of TriplePoint Ventures. “FALKIN’s vision to make proactive safety universal has the potential to redefine digital trust,” he added, emphasizing the importance of native, in-journey safeguards. Co-founder Boaz Valkin said, “The new battlefield isn’t payments, it’s persuasion,” pointing to the moment before a click, reply, or transfer as the critical intervention point.
Strategic Expansion and Safety Labs
With the new funding, FALKIN is broadening its integration ecosystem so banks can embed its safeguards across digital-banking journeys and communications. The company is also launching Safety Labs to give community banks and credit unions a low-lift way to deploy and evaluate customer-facing scam-prevention tools. This program aims to shorten proof-of-concept cycles, quantify impact on fraud losses, and streamline operational rollout.
FALKIN is positioning itself as a prevention-first partner for financial institutions facing AI-enabled social engineering at scale. By moving detection upstream to the point of manipulation, the company seeks to reduce losses while preserving customer confidence and experience. The pre-seed round provides the resources to expand its product footprint and test rigor at more banks as scam threats intensify.