BKN301 Group has entered a new phase of expansion by extending its Series B round to €33 million and acquiring UK-based Planky. The London-headquartered fintech architecture provider has also secured a credit facility from funds and accounts managed by BlackRock, bolstering its capital base for growth. Together, these moves underline BKN301’s ambition to accelerate AI-driven digital banking innovation across Europe, the Middle East, and Africa.
Financing to Power the Next Growth Chapter
The latest financing package combines the extended Series B round with the new credit facility, bringing the total capital raised in this phase to €33 million. This injection of growth funding is intended to scale BKN301’s cloud-native digital banking architecture and deepen its technology stack. The company aims to use these resources to drive expansion in both mature and emerging markets, while executing an ambitious roadmap of product development and acquisitions.
A Fintech Architecture Provider Built for Modernization
BKN301 positions itself as a fintech architecture provider that helps banks and fintech companies modernize legacy systems without disrupting day-to-day operations. From its offices in London, Milan, San Marino, and Doha, the company supports institutions seeking to upgrade infrastructure while preserving core assets that still function effectively. Its proposition focuses on reducing complexity, shortening time-to-market, and ensuring platforms remain scalable as regulatory and customer demands evolve.
Inside BKN301’s Core Platform Design
The company’s platform is structured around three main components, the API Orchestrator, the Data Decoupling Layer, and the Business Logic Engine. Together, these elements create a vendor-neutral foundation that can integrate core banking, open banking, payment processing, artificial intelligence, and generative AI capabilities. By standardizing data and decoupling it from legacy cores, BKN301 provides an AI-ready architecture that enhances resilience and sets the stage for continuous innovation.
Planky Acquisition Brings AI and Open Banking Firepower
The acquisition of Planky gives BKN301 direct ownership of a proprietary AI and data analytics engine that will be embedded into its digital banking architecture. Planky, based in the United Kingdom, specializes in AI-powered financial analytics and open banking solutions that process real-time transaction data. Integrating this technology strengthens BKN301’s ability to offer advanced decisioning and insights to clients that want to move beyond basic digital banking features.
AI-Driven Intelligence for Financial Institutions
Planky’s machine learning models are designed for real-time financial insights, behavioral scoring, and predictive analytics that help institutions better understand and serve their customers. Once integrated into BKN301’s platform, these capabilities will support more personalized product offerings, faster credit decisions, and automated risk assessments. Financial institutions and fintechs will be able to deliver smarter and more responsive digital experiences while maintaining high standards of compliance and scalability.
Strategic Roadmap and M&A Ambitions
The extended Series B round and acquisition come as BKN301 continues to build its footprint across Europe, the Middle East, and Africa. Over the next 18 months, the company plans to strengthen its AI and data analytics capabilities, deepen partnerships with regional financial institutions, and explore additional M&A opportunities. This strategy is focused on accelerating technological innovation, expanding market reach, and reinforcing BKN301’s role as critical infrastructure for digital finance in EMEA.
Leadership Vision on AI and Financial Inclusion
Founder and CEO Stiven Muccioli describes the combined financing and acquisition as a defining milestone for the company’s evolution. He emphasizes that merging growth capital with Planky’s AI capabilities will push BKN301 closer to its vision of intelligent, open fintech infrastructure designed for large-scale financial inclusion. Muccioli argues that AI is reshaping financial services operations and positions BKN301 as a provider of the “rails” that help clients innovate quickly while remaining regulatory-ready.
With fresh capital, a new credit facility, and the acquisition of Planky, BKN301 is consolidating its position in the fast-evolving fintech infrastructure landscape. The integration of AI-driven analytics into a modular digital banking architecture gives the company a stronger platform to serve banks and fintechs across EMEA. As it pursues its growth roadmap and M&A agenda, BKN301 aims to enable more connected, data-driven, and inclusive financial ecosystems in both advanced and emerging markets.