Sumsub has introduced its Reusable KYC Gateway at Token2049 Singapore, and MiniPay is the first integrator to go live with the solution. The product allows users of the stablecoin wallet to verify their identity once and reuse that verification across MiniPay's partner network. MiniPay reports more than 20 million wallets opened across 70 countries, creating a large-scale test environment for reusable identity verification.
Solving Repeat Verification at Scale
MiniPay operates as a self-custodial wallet in more than 70 countries and has opened over 20 million wallets. Historically, MiniPay did not need to verify users itself, but each regulated partner ran its own KYC process. Repeat checks created friction because users re-uploaded documents and resubmitted selfies for every new service.
This repeated verification became a conversion bottleneck for partners and a time burden for users. Even inside the same ecosystem, users had to prove the same identity multiple times, which increased drop-off risk. Sumsub designed the Gateway to remove that repetition while keeping sensitive identity data outside MiniPay's direct control.
One Verification, Every Partner
With Reusable KYC Gateway, MiniPay users verify once through Sumsub and then unlock regulated partner services with a single tap. They can use one of 15 million existing Sumsub IDs or complete a new check with an ID document and a selfie. The user explicitly consents to connect that verified identity to their MiniPay account.
When users first interact with a regulated partner in MiniPay's network, they consent once to share their identity with that partner. The partner receives the verified identity directly from Sumsub ID. This allows the partner to complete compliance checks without extra user screens while still enforcing its own policies and additional checks for higher-risk transactions.
MiniPay does not collect, store, or handle sensitive identity documents or biometric data in this flow. The verified identity is passed directly from Sumsub to the partner as part of the verification flow. This structure limits data liability for MiniPay while preserving user control over personal information, because sensitive materials never sit in MiniPay's systems.
Early Results and Partner Adoption
Since adopting the approach, MiniPay partners have seen verification conversion rise from approximately 70% to 95%, according to Sumsub. KYC completion time also fell by up to 50%, which represents a significant reduction in user onboarding friction. Eight of MiniPay's partners already use Sumsub for verification, and the results point to growing traction for shared identity infrastructure.
Sumsub Chief Product Officer Andrew Novoselsky said repeated KYC checks are inconvenient and that one in three applicants have already verified with Sumsub before. He explained that the Gateway gives users a single verified identity that works throughout MiniPay's partner network. Opera Senior Director Murray Spark added that users now control their verified identity, which matters as the partner network grows.
Availability and Use Cases
Reusable KYC Gateway is now available to non-regulated businesses that connect users to regulated partners, including non-custodial wallets and decentralized trading platforms. Sumsub is showcasing the product at its Token2049 Singapore booth on October 7 and 8 for attendees who want a demonstration. Interested organizations can find more information at sumsub.com and explore how reusable identity can reduce onboarding friction.
The launch of Reusable KYC Gateway marks a meaningful step toward reducing KYC friction in digital asset ecosystems. MiniPay's early results suggest that reusable identity can improve conversion and lower drop-off rates while giving users more control. As more networks adopt shared verification, the balance between compliance, privacy, and user experience may become easier to achieve.