Quartz, a London-based fintech founded by former Revolut executive André Silva, has officially launched its personal finance platform in the United Kingdom. The company also announced a £2.75 million pre-seed funding round led by Daphni, with participation from Outward VC and K Fund. The launch marks the public debut of an app designed to unify fragmented financial accounts and deliver personalized investment insights through an AI-powered assistant.
Addressing a gap in wealth management
Quartz is positioning itself between traditional wealth management, which often carries high costs for personalized advice, and standardized financial products with limited individual guidance. Silva noted that small differences in how money works can compound into significant life outcomes, and that such tools should not be reserved for a wealthy niche. The company has assembled a ten-person team across London, Barcelona, and Porto to bring this vision to millions.
How the Quartz platform works
Registered with the Financial Conduct Authority as an Account Information Service Provider, Quartz securely connects to user accounts with permission through proprietary aggregation technology. The app brings pensions, ISAs, savings, and investment accounts into a single view, replacing the fragmentation that often hides true financial positions. Users can then monitor their entire financial picture without moving assets or switching providers.
At the core of the experience is Charlie, an AI-based assistant described as a personal banker that learns user goals and follows market developments. Charlie surfaces relevant information about a user's portfolio and allows people to ask questions about their finances and investments. This continuous monitoring aims to deliver timely, personalized insights at a fraction of the cost of traditional advisory services.
Investor backing and early traction
The £2.75 million pre-seed round was led by Daphni, with Outward VC and K Fund also participating. Angel investors include Philippe Gelis, founder of Kantox, and Gilles BianRosa, former chief product officer at N26 and Kraken. Paul Bazin, partner at Daphni, said the wealth management industry has served non-digital native clients well but is not equipped for a new generation with different expectations.
Quartz has been testing the platform since the first quarter of 2026 and reports that more than £10 million in member assets is already tracked through the app. The company began onboarding users from its UK waitlist in batches and by invitation following the launch. The app is available on both the App Store and Google Play, with access set to expand gradually to new members.
A deliberate path to growth
The company said it is prioritizing the quality of each new member's first experience over the speed of user growth. Admissions from the waitlist will be paced in batches by invitation, and feedback from early members will shape the product roadmap. Silva described the launch as a first step toward building the wealth platform the team always wished existed.
Quartz enters the UK market with a clear regulatory foundation, early backing from European venture investors, and a product that combines account aggregation with conversational AI. Its focus on the underserved space between automated products and expensive private advice could resonate with digitally native savers and investors. The coming months will test whether its selective onboarding and member-driven approach can translate early traction into lasting adoption.