OpenAI introduced ChatGPT Wallet, a payment tool for AI agents. The wallet lets agents complete purchases without seeing a user's real card details. It is rolling out first to ChatGPT Pro subscribers in the US through dots.
Launch availability
The rollout covers ChatGPT Pro subscribers aged 18 and older. Eligible users must have US-issued cards. OpenAI plans to expand availability after learning from early use.
Network partnerships
OpenAI built the wallet with American Express, Mastercard, and Visa. Users keep existing card rewards and protections for eligible disputes. Banks and card networks help assess transactions.
How purchases work
Users add a card once and then approve each purchase separately. Approvals require a security check such as Face ID or a fingerprint scan. The payment network shares a payment token instead of the user's actual card number.
OpenAI published a Commerce Partner Playbook for businesses. It is working with fraud prevention partners such as Forter, Riskified, Sardine, and Signifyd. Payment service providers Adyen, Checkout.com, and Stripe are helping recognize legitimate agent purchases.