Brazilian fintech powerhouse CloudWalk has successfully completed a landmark capital raise of R$ 5.5 billion, setting a new record in the local market. The funding was secured through its Credit Rights Investment Fund (FIDC), reinforcing the company's capacity to support its expanding merchant base. This strategic financial maneuver is designated to enhance liquidity for the millions of small and medium-sized entrepreneurs utilizing its InfinitePay payment solutions.
A Record-Breaking Capital Infusion
The R$ 5.5 billion transaction represents the largest single issuance ever recorded in Brazil's FIDC market, surpassing CloudWalk's own previous record of R$ 4.2 billion. This second series of the "CloudWalk Bela" fund was finalized on April 20th after launching on March 3rd. The successful offering highlights significant investor confidence in CloudWalk's business model and its role in the financial ecosystem.
A consortium of prominent financial institutions coordinated the offering, underscoring its market significance. Bradesco BBI served as the lead coordinator, with participation from Itaú BBA, BTG Pactual, Safra, UBS BB, and Banco BV. The involvement of these major banks reflects the robust appeal and perceived stability of CloudWalk's credit rights fund.
Fueling Entrepreneurial Growth
The entirety of the newly raised capital will be allocated to the early payment of credit card receivables for merchants. This service is a critical lifeline for over 6.3 million entrepreneurs on the InfinitePay platform, providing them with essential working capital. The fund's five-year maturity ensures a stable and long-term source of financing for this core business operation.
Isabela Marin Martins, responsible for treasury fundraising at CloudWalk, stated that the capital raise strengthens the company's mission to broaden credit access. She emphasized that financing a large and recurring base of entrepreneurs generates predictability and delivers consistent performance for investors. This strategy directly supports the backbone of the Brazilian economy by empowering small business owners with greater financial flexibility.
Strong Financial Performance and Outlook
This successful fundraising is built upon CloudWalk's impressive growth trajectory and solid financial health. The company's active merchant base more than doubled in 2025, expanding from three million to 6.3 million entrepreneurs. This rapid user adoption directly fuels the demand for its payment processing and receivables anticipation services, creating a virtuous cycle of growth.
The company's financial statements reflect this expansion, with revenue growing 104% to R$ 5.44 billion in 2025. During the same period, net profit surged by 90% to reach R$ 602 million. Since 2021, CloudWalk has adeptly utilized FIDCs to raise over R$ 20 billion across 11 different fund structures, demonstrating a sophisticated and effective funding strategy.
In conclusion, CloudWalk's record-setting R$ 5.5 billion capital raise marks a significant milestone for both the company and Brazil's fintech landscape. This infusion of capital not only validates its successful business model but also equips it to further empower millions of entrepreneurs. With strong financial performance and robust investor backing, CloudWalk is poised to continue its innovative journey and solidify its leadership position in the market.