Fintech startup Causa Prima has secured $10 million in a pre-seed funding round led by Creandum to transform B2B transactions. The company is building a shared network where AI agents for buyers and suppliers automate invoicing, disputes, and payment negotiations. This innovative platform aims to eliminate the friction and delays that currently define corporate financial interactions.
Addressing a Centuries-Old Problem
For decades, B2B financial transactions have been plagued by inefficiencies stemming from disparate systems used by buyers and suppliers. When disputes arise over invoices, the process involves a lengthy back-and-forth of emails and manual follow-ups. Co-founder Maex Ament identified the core problem not within individual companies but in the communication gap between them.
An Agent-to-Agent Network
Causa Prima introduces a novel solution through its agent-to-agent network, where both buyers and suppliers operate on a single, shared system. On this network, AI agents representing each party can autonomously handle invoicing and resolve disputes in seconds. This approach eliminates the need for human intervention in repetitive and time-consuming tasks.
The platform's real-time negotiation capabilities also help companies secure early-payment discounts that are often missed in manual processes. Causa Prima reports that it already serves over 3,000 active accounts on its network. Its initial e-invoicing product, Scribo, is now live for users in the European Union and the United States.
Experienced Founders and Investor Confidence
The founding team brings a wealth of relevant experience, inspiring significant investor confidence. Maex Ament previously co-founded Taulia, a B2B payments giant acquired by SAP, while Henrik Gebbing scaled digital asset company Finoa. Philip Stanislaus adds deep cybersecurity expertise from his time leading hundreds of audits at Oak Security.
Simon Schmincke, a partner at lead investor Creandum, highlighted the team's unparalleled expertise as a key factor in the investment decision. He noted that the founders previously built the financial rails used by suppliers globally, making them uniquely positioned to fix the system's flaws. Schmincke believes Causa Prima can make early payments the new industry standard.
Redefining the B2B Finance Landscape
While the AP and AR automation market includes established players like SAP Taulia and Coupa, Causa Prima differentiates itself with its two-sided network. Competitors typically focus on automating processes for either the buyer or the supplier. Causa Prima's approach fundamentally changes the interaction by removing the handoff between separate systems altogether.
With the new capital, the company plans to expand its engineering and product teams in Madrid and Munich. Its ultimate vision is to render traditional payment terms like net-30 and net-60 obsolete. These terms were designed for human processing speeds, a limitation that AI-driven agents can now overcome.
Causa Prima's $10 million pre-seed funding marks a significant endorsement of its ambitious plan to overhaul B2B finance. By creating a unified network for AI agents, the company is not just speeding up an old process but building a new paradigm. The industry will be watching to see if this agent-to-agent model can truly eliminate the friction that has long defined corporate transactions.