Fintech firm Quick Soft has announced its acquisition of RGBtec, a provider of enterprise resource planning systems for the structured credit market. This move marks the company's second major purchase in less than two months, signaling an aggressive expansion strategy. The acquisition strengthens Quick Soft's position as the Brazilian receivables market prepares for significant regulatory changes.
Strategic Market Consolidation
The acquisition of RGBtec, for an undisclosed amount, integrates another key technology provider into Quick Soft's growing portfolio. RGBtec specializes in management systems for FIDCs, securitization companies, and factoring firms, aligning perfectly with Quick Soft's core business. This strategic purchase is designed to enhance the company's service offerings for the receivables anticipation industry.
This development follows the company's purchase of Finanblue in May, another specialist in systems for the receivables market. According to the company, this rapid M&A activity is part of a broader strategy to expand its footprint in key regions. The goal is to bolster its capacity to serve a wide range of client profiles within the sector.
Positioning for Regulatory Evolution
A key driver for this market evolution is the upcoming implementation of the "duplicata escritural", or book-entry receivable. Co-CEO Lucas Fiuza clarified that while the regulation did not accelerate the acquisition, it underscores a decisive moment for the industry. Quick Soft's technology is tailored for the segment of FIDCs and factoring firms already operating with digital duplicates.
Quick Soft is one of only five companies that have declared readiness for the new book-entry system, positioning it as a market leader. Having participated in the second cycle of testing, the company is now preparing to enter the assisted production phase. This proactive approach aims to ensure a seamless and transparent transition for its clients.
Ambitious Financial and Growth Targets
With these acquisitions, the group's combined platforms now process over R$ 400 billion in transaction volume annually. The company has set a formidable goal of reaching R$ 1 trillion in yearly volume by the year 2030. In the shorter term, Quick Soft projects a significant 50% growth by 2026, factoring in both acquisitions and organic expansion.
The company's financial projections are equally ambitious, with a target to exceed R$ 100 million in revenue by 2027. Alongside this revenue goal, Quick Soft aims to achieve an EBITDA margin of over 35 percent. These targets reflect a strong focus on scaling the business profitably in the coming years.
To support this growth and regulatory adaptation, the company is discussing a R$ 50 million investment plan for its book-entry registrar. This investment will facilitate the integration of the registrar directly into the Quick Soft suite. The firm states this will provide FIDC clients with a simple transition without altering their existing operational journeys.
Quick Soft's recent acquisitions of RGBtec and Finanblue, coupled with its substantial investment plans, solidify its role as a key consolidator in Brazil's receivables technology market. The company's strategic moves are clearly aimed at capitalizing on regulatory shifts and achieving dominant market share. With an ongoing appetite for further M&A, Quick Soft is poised for continued expansion and innovation.