Planky, a UK-based AI financial data platform owned by BKN301 Group, has raised €6.9 million in new funding. The round was co-led by Innovation Global and funds from the Azimut Venture Capital Digitech Europe strategy. The company turns Open Banking data into credit decisions for banks and lenders.
What the funding supports
The investment will accelerate development of AI products for credit underwriting and financial decisioning. Planky also plans to expand projects in the Middle East and with international clients. The funding follows its acquisition by BKN301 Group in November 2025.
Company context
Planky has operated from London since 2021. It is an Account Information Service Provider and Credit Reference Agency. The company aggregates and analyzes data from personal and business bank accounts in real time.
How the platform works
The platform connects verification, understanding, decisions, and payments in one system. It enriches bank account data with AI categorization, income, risk, and insights. Lenders can use it to approve, refer, reject, pay, or report automatically.
Planky is part of BKN301 Group and has offices across EMEA, including Italy, San Marino, and Qatar. The company is developing predictive risk models that monitor borrower behavior and detect early stress signals. Its goal is to help lenders act before defaults occur.