PingPong, a prominent embedded financial infrastructure provider, has announced a strategic partnership with Visa to launch its innovative Card to Account Payment Solution. This new Business Payment Solution Provider (BPSP) offering empowers corporate buyers to settle any supplier invoice using their existing commercial credit cards, a feature available even when suppliers do not accept card payments. The solution is designed to bridge a critical gap in B2B transactions, significantly enhancing working capital and payment flexibility for businesses operating globally.
Addressing a Persistent B2B Payment Challenge
Corporate finance teams, particularly in the mid-market and enterprise sectors, frequently encounter a significant operational hurdle in B2B payments. Many suppliers, especially across the UK and European Union, do not have the infrastructure to accept commercial card payments, limiting their customers' payment options. This disconnect forces businesses to rely on traditional wire transfers, which typically require cash to leave the business within one to three days.
Unlocking Working Capital Without New Debt
The primary value of PingPong's new solution lies in its ability to unlock working capital directly from a company's existing credit lines. By enabling card payments for all supplier invoices, businesses can defer cash outflows by up to 45 days or more, effectively extending their payment cycles. This provides a substantial liquidity buffer without the need to take on additional balance sheet debt, a crucial advantage in a fluctuating economic environment.
Seamless Integration and Global Reach
A key feature of the Card to Account solution is its seamless integration into existing workflows, as it requires no onboarding from the supplier's side. Suppliers receive their funds as a standard bank transfer in their preferred currency, with settlement times ranging from the same day to two days. This frictionless process preserves established supplier relationships while allowing buyers to leverage a powerful financial tool across a vast network spanning over 170 countries.
A Vertically Integrated and Secure Infrastructure
PingPong differentiates its offering with a vertically integrated payment stack, managing the entire transaction chain from card acquiring through to the final supplier payout. This end-to-end control eliminates the reliance on third-party intermediaries, which often introduce friction, delays, and complexity in legacy BPSP models. The company's robust compliance infrastructure and global licensing provide the security and resilience that treasury teams demand for high-value cross-border payments.
A Strategic Alliance with Visa
The collaboration with Visa underscores the platform's credibility, with PingPong being selected as one of only three foundational providers for Visa's BPSP program. David Messenger, CEO of Global Businesses at PingPong, noted that the solution "closes the gap" for corporate spend stranded outside efficient working capital tools. Echoing this sentiment, Lucy Demery, SVP Head of Visa Commercial Solutions for Europe, stated the partnership extends payment flexibility for both buyers and suppliers.
The launch of the Card to Account Payment Solution represents a significant step forward in the evolution of embedded financial infrastructure. By providing a practical and scalable solution to a long-standing B2B payment problem, PingPong and Visa are empowering businesses to optimize liquidity and streamline global commerce. The service is now live in the UK, EU, and Hong Kong, with a scheduled rollout to the US and Singapore across 2026.