Billease signed a ₱500 million credit facility with Philippine Bank of Communications. The Philippines-based consumer finance and buy now, pay later platform said PBCOM joins RCBC and PNB as local bank funders. The agreement continues a run of local bank facilities signed this year.
Facility terms
The facility is secured by a pool of consumer loans registered through the Philippines' Personal Property Security Registry. The pool is over-collateralized and kept topped up with performing loans. PBCOM receives a first-ranking claim over a granular, diversified portfolio.
Recent financials
Billease reported full-year 2025 revenue growth of more than 80% to ₱8.7 billion. EBITDA reached about ₱1.2 billion, and net profit totaled ₱782 million. Its gross loan book grew by more than 77% to about ₱12.5 billion.
What merchants get
Billease Deals is now also open on the web at deals.billease.ph. Merchants can reach millions of pre-approved customers with no platform commissions, listing charges, or payment markups. Sellers can put those savings into 0% down payment and zero-interest offers.
Billease funds its peso loan portfolio partly through local bank debt. At the end of 2025, it held total equity of about ₱6.4 billion and total borrowings of ₱7.1 billion. The company expects its rural bank entry to broaden that funding base over time.