Heading into 2027, Chile's startup ecosystem spans financial technology, enterprise software, legal AI, industrial maintenance, and alternative housing finance, reflecting the country's growing role in Latin America's technology landscape. Recent funding rounds, advances in AI-driven products, and international expansion have brought greater visibility to Chilean-founded companies serving customers across the region and beyond. This watchlist highlights twelve startups with strong roots in Chile's entrepreneurial ecosystem, offering investors, founders, and industry stakeholders a closer look at businesses whose technological capabilities, commercial progress, and expansion strategies make them worth following in 2027.
Methodology
The selection considers publicly available evidence of product development, commercial traction, funding activity, strategic partnerships, international expansion, leadership experience, and market relevance through October 2026. It covers independently founded technology companies originating in Chile's startup ecosystem, including businesses that have subsequently established headquarters abroad, and encompasses startups at different stages of development. The list is a forward-looking watchlist rather than a definitive ranking, with the companies selected for their demonstrated progress and potential to shape their respective markets in 2027.
12 Startups to Watch in Chile in 2027
AgendaPro
Founded: 2012 | Stage: Growth Stage | Sector: Enterprise Software & Productivity
Founded in Santiago in 2012, AgendaPro develops business management software for appointment-based service providers, particularly beauty salons, spas, wellness businesses, and healthcare professionals. Its platform integrates scheduling, payments, customer relationship management, marketing, and administrative tools, serving more than 20,000 businesses and 135,000 professionals across Latin America according to figures disclosed in 2025. In August 2025, AgendaPro announced a US$35 million Series B growth investment led by Riverwood Capital, with participation from Kayyak Ventures, to accelerate regional expansion and develop AI-powered capabilities that simplify daily business operations.
Anyenk
Founded: 2025 | Stage: Early Stage | Sector: Fintech
Founded in Chile in 2025, Anyenk develops a B2B cross-border payments platform designed to simplify international financial transactions for businesses operating across multiple markets. Its services enable companies to send and receive international payments, manage USD balances, and reduce the costs and operational complexity associated with traditional banking channels, particularly for importers, exporters, and internationally active businesses. Led by founder and CEO Andrés Junge, Anyenk is targeting the growing demand for more accessible cross-border financial infrastructure, with its development focused on connecting Latin American businesses to international payment networks.
Colektia
Founded: 2018 | Stage: Growth Stage | Sector: Fintech
Founded in Chile in 2018, Colektia develops AI-powered debt collection infrastructure that helps financial institutions automate recovery processes, analyze payment behavior, and improve communication with borrowers. Its platform combines predictive analytics, automated customer engagement, and data-driven collection strategies, with operations established across several Latin American markets and a US$9 million funding round led by Mouro Capital announced in December 2024. In April 2026, Colektia announced its expansion into Spain, extending its AI-driven collections technology into the European market and broadening its international growth opportunities.
diio
Founded: 2023 | Stage: Early Stage | Sector: Sales & Marketing
Founded in Chile in 2023 by Paolo Colonnello and Nicolás Kipreos, diio develops an AI-powered sales intelligence platform that analyzes commercial conversations and automates administrative tasks for sales teams. Its technology extracts insights from meetings and customer interactions, providing feedback and recommendations to improve sales execution, with more than 200 businesses using the platform across Latin America by May 2025. That month, diio announced a US$2.5 million seed round led by Base10 Partners, supporting further product development, AI capabilities, and commercial expansion across regional markets.
Fracttal
Founded: 2015 | Stage: Growth Stage | Sector: Enterprise Software & Productivity
Founded in Chile in 2015 by Christian Struve and Alejandro Pérez, Fracttal develops cloud-based maintenance and enterprise asset management software that helps organizations monitor equipment, automate maintenance workflows, and improve operational efficiency. Now headquartered in Spain, the company combines AI, predictive analytics, and IoT capabilities, with its platform managing more than 20 million registered assets across over 60 countries, serving industries including manufacturing, infrastructure, and facilities management. In January 2026, Fracttal secured a US$35 million growth investment led by Riverwood Capital, with participation from Seaya Ventures, and in April acquired Spanish maintenance software company TCMAN to strengthen its European presence.
Magnar
Founded: 2025 | Stage: Early Stage | Sector: LegalTech, RegTech & Compliance
Founded in Chile in 2025, Magnar develops an AI-powered legal platform that helps lawyers conduct legal research, analyze case law, review documents, and automate time-consuming legal workflows. The company reported approximately 30,000 users and 350 law firms using its technology by September 2026, reflecting growing adoption of AI-assisted legal services across Latin America. That month, Magnar announced an US$8 million Series A to expand its engineering team, strengthen its legal AI capabilities, and support entry into Brazil and Mexico, positioning the company for further regional growth.
PROPIO
Founded: 2022 | Stage: Growth Stage | Sector: Fintech
Founded in Chile in 2022, PROPIO develops an alternative housing finance platform designed to help individuals and families who face barriers to obtaining conventional mortgage financing. Its rent-to-own model allows customers to occupy a selected property while building savings toward an eventual purchase, combining financial assessment tools and digital processes to make homeownership more accessible. In October 2025, PROPIO participated in the España-Latam Scale-UP program organized by ICEX Invest in Spain and IDB Lab, with support from Endeavor, gaining access to international business networks and opportunities to explore expansion into the Spanish market.
Retorna
Founded: 2018 | Stage: Growth Stage | Sector: Fintech
Established in Chile in 2018, Retorna operates a digital remittance platform designed to make international money transfers more accessible, affordable, and transparent for migrant communities. Its technology simplifies cross-border transactions and enables users to send money internationally, addressing financial barriers often faced by individuals and families transferring funds between countries. In 2024, Retorna secured a US$1.2 million funding round led by Impacta VC, with participation from investors including Amplifica Capital and Morro Ventures, supporting customer acquisition, product development, and its ambitions to expand remittance services across Latin America.
Sheriff
Founded: 2021 | Stage: Growth Stage | Sector: LegalTech, RegTech & Compliance
Founded in Chile in 2021, Sheriff develops an AI-powered risk assessment and compliance platform that helps businesses evaluate customers, suppliers, and commercial counterparties using consolidated legal, financial, and regulatory information. Its technology automates due diligence, monitors potential risks, and supports fraud prevention, with the company reporting more than 415 institutional customers across Chile and Peru in 2026. That year, Sheriff launched Marshal, an autonomous AI agent that conducts international compliance checks using public records, sanctions lists, and news sources across more than 192 countries, with pilots involving financial companies in Mexico, Portugal, and South Korea.
Toku
Founded: 2020 | Stage: Growth Stage | Sector: Fintech
Founded in Santiago in 2020, Toku develops payment infrastructure that enables businesses to automate recurring collections, reconcile transactions, and manage customer payment relationships through a unified platform. Its technology connects enterprise systems with banking and payment networks, helping companies reduce manual processes, improve collection efficiency, and manage payments across Latin American markets. In April 2025, Toku announced a US$48 million Series A led by Oak HC/FT to accelerate product development and regional expansion, followed by the March 2026 launch of an AI-powered collections agent that determines when and how to contact customers to improve payment recovery.
Vambe
Founded: 2023 | Stage: Growth Stage | Sector: Sales & Marketing
Founded in Chile in 2023, Vambe develops conversational AI software that automates customer interactions and commercial workflows across channels including WhatsApp, Instagram, and business websites. Its platform uses AI agents to manage inquiries, qualify leads, coordinate sales activities, and support customer engagement, with the company reporting that it had served more than 1,700 businesses and built a team of over 80 employees across Chile and Mexico by December 2025. That month, Vambe announced a US$14 million Series A led by Monashees to accelerate product development and regional expansion, subsequently establishing operations in São Paulo, Brazil, in 2026.
VMetrix
Founded: 2014 | Stage: Growth Stage | Sector: Fintech
Founded in Chile in 2014, VMetrix develops financial technology solutions that help banks, asset managers, insurers, and other institutional investors manage portfolios, treasury operations, risk analysis, and financial reporting. Building on its experience in financial software, the company introduced a cloud-native SaaS platform designed to modernize complex investment management processes, attracting institutions including AFP Cuprum, BancoEstado AGF, and Credicorp Capital. In May 2025, VMetrix announced a US$3.2 million seed round led by Kayyak Ventures, with participation from Bridge Latam, now Nazca, to strengthen its technology, expand its regional presence, and integrate AI into financial management workflows.
The twelve startups highlighted for 2027 illustrate the range of technology businesses emerging from Chile, with fintech representing a particularly prominent area alongside enterprise software, legal technology, and AI-enabled commercial solutions. Their progress through 2026 demonstrates different paths to growth, from early-stage product adoption and venture financing to established regional operations and international expansion into Europe. As these companies continue developing their products and pursuing new markets, their ability to translate technological innovation into sustainable commercial growth will be an important area to watch in 2027.