Symbiotics, a global leader in impact investing, has facilitated a $5 million debt investment in Ghanaian agritech company Complete Farmer. The investment aims to accelerate innovation and productivity across Ghana’s agricultural sector by improving supply chain resilience and boosting smallholder farmers’ access to markets. This partnership represents a significant step toward building sustainable food systems in West Africa.
Tackling Bottlenecks in Agriculture
Agriculture remains a cornerstone of Ghana’s economy, yet smallholder farmers often struggle with fragmented value chains, inconsistent product quality, and limited market linkages. Complete Farmer was established to address these challenges through its digital platform, which connects farmers, buyers, and suppliers while providing tailored agronomic guidance. The new financing from Symbiotics will enable the company to scale its operations, expand its farmer network, and invest in infrastructure to enhance both productivity and efficiency.
Empowering Smallholder Farmers
With a current reach of more than 12,000 smallholder farmers, Complete Farmer is committed to equipping growers with tools and expertise that meet international quality standards. Its model links farmers directly to buyers, ensuring fairer prices and more reliable income streams for rural communities. The investment will therefore not only increase production capacity but also create stronger, more inclusive agricultural ecosystems that benefit both producers and consumers.
Symbiotics’ Strategic Focus
For Symbiotics, the investment aligns with its strategy to strengthen sustainable agriculture in emerging markets through targeted private debt. “Symbiotics is proud to support Complete Farmer in its mission to transform agriculture for the benefit of small-scale producers across Ghana in a sustainable way,” said Vincent Lehner, Head of Markets at Symbiotics. He emphasized the company’s innovative use of technology to deliver agronomic expertise across a wide farmer network, a factor that strongly resonated with Symbiotics’ vision of impact-driven investment.
Driving Innovation in Agritech
Complete Farmer has distinguished itself within Ghana’s agritech space by blending technology with on-the-ground expertise. Its platform provides real-time insights to farmers, helping them optimize crop yields while meeting the demands of both local and international markets. The company’s innovative approach to building transparent and efficient supply chains positions it as a key player in reshaping the region’s agricultural future.
CEO’s Perspective on Growth
Commenting on the new investment, Desmond Koney, CEO of Complete Farmer, described it as a turning point for the company. “This investment marks a pivotal moment in our journey to build the most efficient agricultural supply chains in Africa. With Symbiotics’ support, we’re accelerating our mission to empower smallholder farmers with the tools, knowledge, and market access they need to thrive. Together, we’re laying the foundation for a more resilient and inclusive agricultural future.” His statement reflects the company’s ambition to scale beyond Ghana and play a broader role in Africa’s agricultural transformation.
Advancing Sustainable Development Goals
The collaboration between Symbiotics and Complete Farmer is expected to deliver long-term social and economic impact. By strengthening farmer incomes, improving food security, and building climate-resilient supply chains, the partnership directly supports progress toward Sustainable Development Goal 2 (Zero Hunger). Furthermore, it highlights the potential of private debt financing as a catalyst for inclusive growth in underserved markets.
Symbiotics’ $5 million debt investment in Complete Farmer underscores the growing role of impact capital in reshaping Africa’s agricultural future. By addressing structural inefficiencies and empowering smallholder farmers, the partnership demonstrates how finance, technology, and innovation can work hand in hand to strengthen food systems. As Ghana continues to unlock its agricultural potential, Complete Farmer’s expansion—backed by Symbiotics—offers a model for sustainable and inclusive growth across the continent.